Equifax hard-inquiry disputes (Hines v. Equifax) settlement
Equifax's records show you disputed a hard inquiry: by mailed letter between Oct 4, 2016 and Mar 27, 2026 coded 'not mine' or 'unauthorized' and answered with the 'inquiries are a factual record of file access' letter…
At a glance
| Claim deadline | November 29, 2026 |
|---|---|
| Payout | Pro rata share of a $30,000,000 fund; class counsel estimates about $300 (Certified Group), $100 (General Dispute Group) or $400 (New York Subclass), which may be lower or higher. |
| Proof needed | Notice ID |
| Where | Nationwide (US) |
Who qualifies
Equifax's records show you disputed a hard inquiry: by mailed letter between Oct 4, 2016 and Mar 27, 2026 coded 'not mine' or 'unauthorized' and answered with the 'inquiries are a factual record of file access' letter, or any hard-inquiry dispute between Aug 31, 2021 and Mar 27, 2026.
Payout
Pro rata share of a $30,000,000 fund; class counsel estimates about $300 (Certified Group), $100 (General Dispute Group) or $400 (New York Subclass), which may be lower or higher.
Proof needed
Proof: Notice ID. Log in with the Claim Number and PIN on your notice to file and see which group you're in.
How to file
- Check that you qualify. Equifax's records show you disputed a hard inquiry: by mailed letter between Oct 4, 2016 and Mar 27, 2026 coded 'not mine' or 'unauthorized' and answered with the 'inquiries are a factual record of file access' letter, or any hard-inquiry dispute between Aug 31, 2021 and Mar 27, 2026.
- Gather your proof. Proof: Notice ID. Log in with the Claim Number and PIN on your notice to file and see which group you're in.
- Open the official claim form and submit it by November 29, 2026. Filing is free.
- Save your confirmation or claim number in case the administrator follows up.
New to settlement claims? Read our plain-English guide to filing a class action claim.
FAQ
Who qualifies for the Equifax hard-inquiry disputes (Hines v. Equifax) settlement?
Equifax's records show you disputed a hard inquiry: by mailed letter between Oct 4, 2016 and Mar 27, 2026 coded 'not mine' or 'unauthorized' and answered with the 'inquiries are a factual record of file access' letter, or any hard-inquiry dispute between Aug 31, 2021 and Mar 27, 2026.
What is the deadline to file a Equifax hard-inquiry disputes (Hines v. Equifax) claim?
The claim deadline is November 29, 2026. Courts sometimes change dates, so confirm it on the official settlement website before you file.
How much can I get from the Equifax hard-inquiry disputes (Hines v. Equifax) settlement?
According to the official settlement information: Pro rata share of a $30,000,000 fund; class counsel estimates about $300 (Certified Group), $100 (General Dispute Group) or $400 (New York Subclass), which may be lower or higher.
Do I need proof to file a Equifax hard-inquiry disputes (Hines v. Equifax) claim?
Proof: Notice ID. Log in with the Claim Number and PIN on your notice to file and see which group you're in.
How do I file a Equifax hard-inquiry disputes (Hines v. Equifax) claim?
File for free on the official settlement website (https://www.equifaxdisputeclassaction.com/) by November 29, 2026. Save your confirmation or claim number in case the administrator follows up.
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