Checked on the official site

Equifax credit score coding error (FCRA) settlement

Equifax reported a credit score or credit attribute about you to a third party between March 17 and April 8, 2022 that was affected by a coding issue on one of Equifax's servers (per Equifax's own analysis).

64 days leftProof: Notice IDNationwide (US)Among the biggest payouts (See the biggest settlement payouts)

At a glance

Claim deadlineDecember 28, 2026
PayoutShare of a $100,000,000 settlement fund after court-approved costs and fees, split among valid claims.
Proof neededNotice ID
WhereNationwide (US)

Who qualifies

Equifax reported a credit score or credit attribute about you to a third party between March 17 and April 8, 2022 that was affected by a coding issue on one of Equifax's servers (per Equifax's own analysis).

Payout

Share of a $100,000,000 settlement fund after court-approved costs and fees, split among valid claims.

Proof needed

Proof: Notice ID. Equifax's records identify class members; file online with the Claim ID and PIN from your notice, or mail the claim form.

How to file

  1. Check that you qualify. Equifax reported a credit score or credit attribute about you to a third party between March 17 and April 8, 2022 that was affected by a coding issue on one of Equifax's servers (per Equifax's own analysis).
  2. Gather your proof. Proof: Notice ID. Equifax's records identify class members; file online with the Claim ID and PIN from your notice, or mail the claim form.
  3. Open the official claim form and submit it by December 28, 2026. Filing is free.
  4. Save your confirmation or claim number in case the administrator follows up.

New to settlement claims? Read our plain-English guide to filing a class action claim.

Only file if this applies to you. Claim forms are signed under penalty of perjury. Courts sometimes change dates, so confirm the deadline on the official site before you file.

FAQ

Who qualifies for the Equifax credit score coding error (FCRA) settlement?

Equifax reported a credit score or credit attribute about you to a third party between March 17 and April 8, 2022 that was affected by a coding issue on one of Equifax's servers (per Equifax's own analysis).

What is the deadline to file a Equifax credit score coding error (FCRA) claim?

The claim deadline is December 28, 2026. Courts sometimes change dates, so confirm it on the official settlement website before you file.

How much can I get from the Equifax credit score coding error (FCRA) settlement?

According to the official settlement information: Share of a $100,000,000 settlement fund after court-approved costs and fees, split among valid claims.

Do I need proof to file a Equifax credit score coding error (FCRA) claim?

Proof: Notice ID. Equifax's records identify class members; file online with the Claim ID and PIN from your notice, or mail the claim form.

How do I file a Equifax credit score coding error (FCRA) claim?

File for free on the official settlement website (https://www.equifaxfaircreditreportingsettlement.com/) by December 28, 2026. Save your confirmation or claim number in case the administrator follows up.